Build Now, Pay Over Time
Simple, flexible financing so you can start your project today — without waiting.
3
Flexible Plans
0%
Interest Promo Options
10 yr
Max Loan Term
GreenSky® Plans
Three Plans. One Great Partner.
Pick the plan that fits your timeline and budget — we'll walk you through it.
Promo Plan
“Pay it off in 18 months — zero interest.”
18 months
- 0% interest for 18 months
- Pay off early — owe zero interest
- Lowest total cost if paid in promo period
- Perfect if you expect a bonus or tax refund
No interest for the full 18-month promotional period. Pay off your balance before the window closes and you owe nothing extra.
Reduced Rate
“Lower rate, longer runway.”
84 months
- 7.99% APR — our lowest standard rate
- 84-month term for comfortable payments
- Fixed rate for the life of the loan
- Great for larger project budgets
Our lowest standard APR over 7 years — ideal for larger projects where spreading out payments makes sense.
Standard
“Lock in your rate. Know your payment.”
120 months
- Fixed 12.99% APR — never changes
- 10-year term, lowest monthly payment
- Payments begin right away
- Ideal for maximum monthly flexibility
One fixed rate for 10 years — no adjustments, no surprises. Ideal for budgeting long-term.
Payment Estimator
What Will My Project Cost Per Month?
Adjust your estimated project cost and see payments across all three GreenSky® plans.
Estimated Project Cost
Est. Monthly Payment
$1,111.11
/mo · 0% APR, 18-month promo
Amount Financed
$20,000
Loan Term
18 months
2 years
Total Paid (est.)
$20,000
Interest Paid (est.)
$0
$0 if paid in 18 mos
Compare All Plans for $20,000
Estimates use GreenSky® payment factors and are for illustrative purposes only. Actual payments depend on approved loan terms. Apply through GreenSky® for exact figures.
Simple Process
How GreenSky® Financing Works
Get Your Quote
Contact us for a free estimate on your project. We'll walk you through scope, materials, and timeline.
Apply for Financing
Apply through GreenSky® in minutes. Fast decisions with no hard credit pull to check rates.
We Get to Work
Once approved, we schedule your project and get started. Pay over time while enjoying your finished space.
GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043. GreenSky Servicing, LLC (NMLS #1416362) manages the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders. Calculator estimates are for illustrative purposes only and do not constitute a loan offer.
Ready to Get Started?
Get your free project estimate and we'll help you find the right financing plan.
Get a Free Quote